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5 Great Ways to Reduce Your Spending

With Christmas just around the corner, it is more important than ever before that we focus on reducing the amount we spend in the shops. If you haven’t started with a plan yet, it might be time to consider signing up for some of the offers out there. Whether you are a fan of online shopping, or would like to take advantage of local offers, there is something for you if you look around. Below you will find a few tips to save money every day, not only during the Christmas period.

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Couponing

If you are not currently couponing, you are missing out. People with kids can take advantage of the offers and still get the favorite brand their little ones like. Whether it is baby items you are looking for, or want to get a better price on a Christmas present, you will be able to find coupons online and offline, as well. Pick up the magazines and sign up for the mailing list of your local supermarket to get them via the post.

Cashback

There are also some great cashback sites that help you save up enough money to save on larger purchases further down the line. From membership offers to one-off cashback offers, you can locate the deals based on what your shopping habits are, and which departments you visit the most often. Cashback offers are often attached to credit cards, so make sure you don’t overspend and spend your earned credit on interest and charges.

Vouchers for Surveys

A good way of cutting the cost of your spending is online surveys. You can get a discount code or a voucher you can redeem at your local store or online, if you choose the right site to join. Sites like Survey Junkie  send you different short or longer surveys and add money to your account that you can redeem in the form of discount, cash, or a voucher. Once you have enough credit, you can use your discount to cut the cost of your purchases.

Air Miles

In case you are a holiday junkie, and would like to cut the cost of your travel, it is important that you join a travel club that offers you air miles after every purchase. There are a couple of offers out there, and you have to choose one depending on whether you like traveling locally or long haul. You might even get a discount or a free night at your chosen hotel.

Loyalty Cards

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If you have a regular supermarket you are shopping at, it makes financial sense to sign up for a loyalty card. You can earn points with every purchase, and spend your credit the next time you are short of cash or would like to save money.

There are several smart ways of spending less and still getting the quality life we deserve. Try some of the above methods and see where they take you 12 months from now. You are likely to be better off financially, and more money-conscious.

Thanks, Sarah Davidson!

5 Great Ways to Reduce Your Spending



phillycouponmom

I am a Wife, Mother of Three Children, and Caregiver to my Grandmother. I started couponing, with the direction of my Best Friend Christina. She showed me the “Ins and Outs” and total benefits of using coupons. In just a few months of couponing I was able to produce a stock-pile of Diapers, wipes and other Toiletries. I can remember thinking to myself that I was a fool, paying full price for things like Toothpaste when you can get it for Free. After couponing for 5 years now, I have saved my family hundreds of dollars a month. We no longer need to run to the store if we run out of toilet paper, toothpaste, etc. After years of experience, I wanted to be able to share it with other people and help them also save money. If you would like to Learn, Please review our “Learn How to Coupon” article. This will teach you everything you need to know. Plus, If you need help or have any Couponing questions please email us, so we can help you.

About Philly Coupon Mom

Philly Coupon Mom provides Grocery and Drugstore Coupon match-ups. We will help you save 40% - 90% just by using coupons. Cut your grocery bill in-half and browse over deals or search thousands of coupons from our coupon database.