Medical services have gradually become the most expensive area of our lives. Unfortunately, the dilemma of getting sick is overwhelmed by the expense of acquiring a treatment.
Whether you have some scheduled medical procedures or unforeseen medical treatments, you need to be prepared to spend quite a bit of money. If, you don’t have the coverage of insurance, you will be liable to pay one hundred percent of the cost. You will need to have a proactive approach to deal with your medical bills.
Some of the solutions to get medicines without having health insurance are as follows:
1. Affordable Care Act
If you have not been able to afford health insurance so far, it is ideal for you to try to find an appropriate plan through the “Affordable Care Act” and enroll in it as soon as possible. There is still no penalty as of yet to join.
2. Do Research
Do not wait for a medical emergency to strike. It is important to call around and find out the average fee for an appointment. Make sure to keep track of the affordable facilities to be on the safe side.
3. Make advance payments out of your savings
You can certainly find the medical facilities that will give you some discounts if you make advanced payments.
4. Join Prescription programs
There are prescription assistance programs that are available to help people. It’s completely okay to request samples from your doctor to provide you with samples. Generally, doctors have tons of free samples and they will be happy to provide you with them. You can also ask for the generic brand drugs at the pharmacy.
5. Save, Save, Save
Considering the load of expenses everyone is dealing with these days, many people do not have any heavy medical insurance for them and their families. However, it is wise of you to choose to set some decent money aside each month to cover your medical expenses in case of an emergency. Ideally, one shall be able to save at least $100 a month. This will enable you to cover the costs of doctor’s bills and medications.